Stage2Omega Direct Intel Saturday Evening

DIRECT INTEL 7:33 PM EST!!!

EXCHANGE STORIES ARE COMING IN WAVES NOW. SKR’S ARE BEINGCONVERTED NATIONWIDE!!!!!!!!!!

THE SYSTEM IS NOW READY FOR THE MASSES…………………………

WE ARE 1 TIER AWAY AND THAT TIER IS ALMOST 100% COMPLETED!!

HANG TIGHT!!!!!!!!!!!!

SANTA IS CLOSER THAN YOU THINK….

EXO

Saturday Night Dinar Chatter

TNT:

Wethrin :- cl is still very actively involved! Trust me guys, i am in this up to my neck and part of the intel team, when i say you should be happy and excited and encouraged because we are seriously right friggin there waiting to go into the party, i am telling you the truth.

fisherman1 :We are literally minutes or a few hours away from my text messages Please be Ready all day today, it makes sense to receive this when normal work days are not in play. IM All in. Per my intel ,which is all I Have, TONY will be Bringing US. To a WEALTHY lifestyle. ASAP

Wethrin : trust me guys, i am in this up to my neck and part of the intel team, when i say you should be happy and excited and encouraged because we are seriously right friggin there waiting to go into the party, i am telling you the truth.

Wethrin :there is no bad news today, other than the fact that we dont have the 800 numbers yet. Tony and the intel team are working hard for each of you right now, making calls, sending text
….
Read More Link on Right

Ischmah :I’ve tried to stay away from Recaps comments (negativity) but it would do well to read the stories today about how people lost their wealth. One common theme is they really were not wise in their “giving” I so appreciate everyone wanting to be so generous, so kind but also remember to take care of your own FUTURE first.

Wethrin: LISTEN UP AND HELP ME SPREAD THE WORD, WE ARE VERY VERY CLOSE TO THE FINISH LINE AND THESE CHAT ROOMS AND BOARDS ARE BEING MONITORED BY THE PTB! KEEP IT PROFESSIONAL, KEEP IT CALM, KEEP IT POSITIVE!!!

JCR just said to SPREAD THE WORD: “WHEN (WHEN) WE GET THE 800#S, CALL AND MAKE YOUR APPOINTMENTS. DO NOT CALL THE BANKS OR GO TO THE BANKS FOR IQN EXCHANGES, DO NOT EXCHANGE ANY NOTE IF YOU CAN WAIT UNTIL YOUR APPOINTMENT. REMAIN CALM AND ACT PROFESSIONAL. BE RESPECTFUL AND SHOW THE CALIBER OF PERSON THAT YOU ARE. ACT LIKE YOU WANT TO BE TREATED WITH DIGNITY AND CONTROL”.

fisherman1 (from other Chat) 6:20pm ET – Per my intel and again I am no GURU , The ELITE are DONE so we are in the exact MOMENT . TONY and OKIE will land tonight per my INTEL. I have 3 solid confirmations but we are just waitng on the BOSS , TONY will get us off this ride , I PROMISE.

 MWKD 6:35pm ET – Anddddddddd what Fish just said…… MATCHES mine completely to the Very last letter… I sure hope they see us as being just as important as the people WE put in office and in those positions… Not only are they done… The True Elite have been done for a day…. The “backup”. Yes people, you should never ask for EXACT times.. We will NEVER have that… Just be happy and content with the information you are getting… For some of you, and I stress SOME, it is never enough for you… Even when you get to the bank and u get ur deposit slip, u still won’t believe it… Change ur mind frame.

*******************************

StraightTalkChat:

[30MDINAR] http://www.cnbc.com/id/101254786

 [12 Steps] Wow 30!!!!!!!

[drdutton] USA News has it up too on web

[drdutton] Fox news on web posted too 5 hours ago

[PennyPincher] I think we are all STUNNED and excited

[30MDINAR] http://www.cnbc.com/id/101254786

http://wto.org/english/news_e/news13_e/mc9sum_07dec13_e.htm

[eagleswing] I am excited…. and am reading the article again

 [eagleswing] Indonesia rupiah

 [eagleswing] Stay grounded, confident and READY

*********************************

Emailed to Recaps”

What a great idea!!!!!

As the holidays approach, the giant Asian factories are kicking into high gear to provide Americans with monstrous piles of cheaply produced goods — merchandise that has been produced at the expense of American labor.

This year will be different. This year Americans will give the gift of genuine concern for other Americans. There is no longer an excuse that, at gift giving time, nothing can be found that is produced by American hands. Yes there is!

It’s time to think outside the box, people. Who says a gift needs to fit in a shirt box, wrapped in foreign produced produced wrapping paper?

Everyone — yes EVERYONE gets their hair cut. How about gift certificates from your local American hair salon or barber?

Gym membership? It’s appropriate for all ages who are thinking about some health improvement.

Who wouldn’t appreciate getting their car detailed? Small, American owned detail shops and car washes would love to sell you a gift certificate or a book of gift certificates.

Are you one of those extravagant givers who think nothing of plunking down the Benjamins on a Foreignmade flat-screen? Perhaps that grateful gift receiver would like his driveway sealed, or lawn mowed for the summer, or driveway plowed all winter, or games at the local golf course.

There are a bazillion owner-run restaurants — all offering gift certificates. And, if your intended isn’t the fancy eatery sort, what about a half dozen breakfasts at the local breakfast joint.

Remember, folks this isn’t about big National chains — this is about supporting your home town Americans with their financial lives on the line to keep their doors open.

How many people couldn’t use an oil change for their car, truck or motorcycle, done at a shop run by the American working guy?

Thinking about a heartfelt gift for mom? Mom would LOVE the services of a local cleaning lady for a day.

My computer could use a tune-up, and I KNOW I can find some young guy who is struggling to get his repair business up and running.

OK, you were looking for something more personal. Local crafts people spin their own wool and knit them into scarves. They make jewelry, and pottery and beautiful wooden boxes.

Plan your holiday outings at local, owner operated restaurants and leave your server a nice tip. And, how about going out to see a play or btheatert your hometown theatre.

Musicians need love too, so find a venue showcasing local bands.

Honestly, people, do you REALLY need to buy another ten thousand Made in Asia lights for the house? When you buy a five dollar string of light, about fifty cents stays in the community. If you have those kinds of bucks to burn, leave the mailman, trash guy or babysitter a nice BIG tip.

You see, Christmas is no longer about draining American pockets so that other countries can build another glittering city. Christmas is now about caring about US, encouraging American small businesses to keep plugging away to follow their dreams. And, when we care about other Americans, we care about our communities, and the benefits come back to us in ways we couldn’t imagine. THIS is the new American Christmas tradition.

Forward this to everyone on your mailing list — post it to discussion groups — throw up a post on Craigslist in the Rants and Raves section in your city — send it to the editor of your local paper and radio stations, and TV news departments. This is a revolution of caring about each other, and isn’t that what Christmas is about?     

MESSAGE FROM ANGELQUEST, 7 DEC

[..SweetQueen] I WOULD LIKE TO SHARE EMAIL FROM ANGELQUEST ……… 

Okay my friends…………I have not sent an email concerning our “blessing” in quite sometime but I must inform all of you that this appears to be our time……………..the info below is out in many forms and on cnbc and other media………..we have been looking at Iraq only with the WTO,  when we should’ve been looking

FISHERMAN1 & MWKD UPDATE, 7 DEC

fisherman1 wrote
Per my intel and again I am no GURU , The ELITE are DONE so we are in the exact MOMENT . TONY and OKIE will land tonight per my INTELI have 3 solid confirmations but we are just waitng on the BOSS , TONY will get us off this ride , I PROMISE.MWKD wroteAnddddddddd what Fish just said…… MATCHES mine completely to the Very last letter… I sure hope they see us as being just as

WD-40….Who Knew?  Emailed to Recaps

(Many Dinarians are planning on new homes, and new cars, boats and toys Post-RV. These may be good tips to save for the future!)

WD-40:Thought this might be of interest.  Well, Who Knew…?

I had a neighbor who had bought a new pickup.I got up very early one Sunday morning and saw that someone had spray painted red all around the sides of this beige truck (for some unknown reason).

I went over, woke him up, and told him the bad news. He was very upset and was trying to figure out what to do probably nothing until Monday morning, since nothing was open.

Another neighbor came out and told him to get his WD-40 and clean it off. It removed the unwanted paint beautifully and did not harm his paint job that was on the truck.
    
I’m impressed!  WD-40 who knew?
….
Read More Link on Right

Water Displacement #40.  The product began from a search for a rust preventative solvent and degreaser to protect missile parts. WD-40 was created in 1953 by three technicians at the San Diego Rocket Chemical Company. Its name comes from the project that was to find a “water displacement” compound.

They were successful with the fortieth formulation, thus WD-40. The Corvair Company bought it in bulk to protect their atlas missile parts. Ken East (one of the original founders) says there is nothing in WD-40 that would hurt you.
    
When you read the “shower door” part, try it. It’s the first thing that has ever cleaned that spotty shower door. If yours is plastic, it works just as well as glass.
    
It’s a miracle! Then try it on your stovetop… Voila! It’s now shinier than it’s ever been. You’ll be amazed  Here are some of the uses:
   
1) Protects silver from tarnishing.
   
2) Removes road tar and grime from cars.
    
3) Cleans and lubricates guitar strings.
    
4) Gives floors that ‘just-waxed’ sheen without making it slippery.
    
5) Keeps flies off cows.
    
6) Restores and cleans chalkboards.
    
7) Removes lipstick stains.
    
8) Loosens stubborn zippers.
    
9) Untangles jewelry chains.
    
10) Removes stains from stainless steel sinks.
    
11) Removes dirt and grime from the barbecue grill.
    
12) Keeps ceramic/terra cotta garden pots from oxidizing.
    
13) Removes tomato stains from clothing.
    
14) Keeps glass shower doors free of water spots.
    
15) Camouflages scratches in ceramic and marble floors.
    
16) Keeps scissors working smoothly.
    
17) Lubricates noisy door hinges on vehicles and doors in homes
    
18) It removes black scuff marks from the kitchen floor! Use WD-40 for those nasty tar and scuff marks on flooring. It doesn’t seem to harm the finish and you won’t have to scrub nearly as hard to get them off. Just remember to open some windows if you have a lot of marks.
    
19) Bug guts will eat away the finish on your car if not removed quickly! Use WD-40!
    
20) Gives a children’s play gym slide a shine for a super fast slide.
    
21) Lubricates gear shift and mower deck lever for ease of handling on riding mowers.
    
22) Rids kids rocking chairs and swings of squeaky noises.
    
23) Lubricates tracks in sticking home windows and makes them easier to open.
    
24) Spraying an umbrella stem makes it easier to open and close.
   
25) Restores and cleans padded leather dashboards in vehicles, as well as vinyl bumpers.
    
26) Restores and cleans roof racks on vehicles.
   
27) Lubricates and stops squeaks in electric fans.
    
28) Lubricates wheel sprockets on tricycles, wagons, and bicycles for easy handling.
    
29) Lubricates fan belts on washers and dryers and keeps them running smoothly.
    
30) Keeps rust from forming on saws and saw blades, and other tools.
    
31) Removes splattered grease on stove.
    
32) Keeps bathroom mirror from fogging.
    
33) Lubricates prosthetic limbs.
    
34) Keeps pigeons off the balcony (they hate the smell).
    
35) Removes all traces of duct tape.
    
36) Folks even spray it on their arms, hands, and knees to relieve arthritis pain.
    
37) Florida’s favorite use is: “cleans and removes love bugs from grills and bumpers.”
    
38) The favorite use in the state of New York WD-40 protects the Statue of Liberty from the elements.
    
39) WD-40 attracts fish. Spray a LITTLE on live bait or lures and you will be catching the big one in no time.Keep in mind though, using some chemical laced baits or lures for fishing are not allowed in some states.
    
40) Use it for fire ant bites.   It takes the sting away immediately and stops the itch.
    
41) WD-40 is great for removing crayon from walls.   Spray on the mark and wipe with a clean rag.
    
42) Also, if you’ve discovered that your teenage daughter has washed and dried a tube of lipstick with a load of laundry, saturate the lipstick spots with WD-40 and re-wash. Presto! Lipstick is gone!
    
43) If you sprayed WD-40 on the distributor cap,it would displace the moisture and allow the car to start.

P. S. The basic ingredient is FISH OIL.
    
P. P. S. I keep a can of WD-40 in my kitchen cabinet over the stove. It is good for oven burns or any other type of burn. It takes the burned feeling away and heals with NO scarring.

Message from AngelQuest Posted by SweetQueen at I4U

[..SweetQueen] I WOULD LIKE TO SHARE EMAIL FROM ANGELQUEST ………

Okay my friends…………I have not sent an email concerning our “blessing” in quite sometime but I must inform all of you that this appears to be our time……………..the info below is out in many forms and on cnbc and other media………..we have been looking at Iraq only with the WTO,  when we should’ve been looking at the big picture…………..

All these other 160 countries that are in the reset and not in the WTO needed to get in on this whole deal……………the deal was done in Bali yesterday their Saturday ………one other thing in the works was the Volcker rule and it is due to be implemented on Tuesday only formally so will we see this before.

 I honestly think some of the private not 800 # but PRIVATE groups may start before,  but next week will be our BING BAM BOOM…………….as always I will not give a definite date or a rate but I truly feel after all these years we are HERE……………

Read More Link on Right

Give THANKS to GOD and be good stewards…………………..

DO NOT TURN IT ALL IN AT ONCE……………GOD GAVE YOU GOLD DONT TURN IT IN FOR WORTHLESS PAPER PLEASE……TAKE IT TO PRAYER…………LOVE AND MERRY CHRISTMAS TO ALL


 LOOK BLOOMBERG ANNOUNCING IT THIS IS IT DAVID THE WTO WE HAVE BEEN LOOKING AT IRAQ ONLY WITH THE WTO IT INVOLVED THE OTHER 160 COUNTRIES COMING INTO THE MARKET!!!!!!!!!!!!!!LOOK

http://www.bloomberg.com/news/2013-12-07/wto-seals-deal-for-first-time-in-18-years-to-ease-trade.html

BLC Admin Tlm724 With News & Comments

Parliament seeks to pass a law the Federation Council during the last legislative term

The «of the most prominent observations on this law he made ​​quickly and still need to Talk, because the Constitution requires us to accomplish this law during the current parliamentary session and be the Federation Council legislative authority next to the House of Representatives during the legislative season last

First: to provide projects and ideas of rights relating and governorates not organized in a region, to the House of Representatives for the formulation of proposals for laws.

Read More Link On Right

Secondly: consider the laws and resolutions approved by the House of Representatives referred to it.

Thirdly approved by an absolute majority of the members of the Council on the appointment of the Chairman and members of the Federal Court of Cassation, the Chief Public Prosecutor, and the President of Judicial Oversight Commission, on the proposal of the Supreme Judicial Council.

IV: The Quest for the settlement of disputes that get between provinces, or between them and governorates not organized in a region or between provinces.

V. monitoring to ensure the rights of the regions and governorates that are not organized in a region in the fair participation in the administration of various state federal institutions.

Sixth: control acts Authority to monitor the allocations of federal revenue allocation of federal revenues.

[tlm724] this law being passed will put all the other laws on a fast track for approval because if Parliament tries to stall this council can push the laws through ~ love it !

~~~

Expectations of a substantial increase in inventories Financial Iraq next year

7/12/2013 0:00

[tlm724] the Iraqi citizen has the ability to use its national currency in financial transactions outside the country, confidence foreign banks that any issuance of cash Iraqis linked to a blanket of hard currency or gold.

[sisterbreen] yesssssssssssss

[tlm724] they are so close I can taste it !!! 

[Dogznova] linked to a blanket of hard currency or gold…….. We knew this was coming

   [sisterbreen] tlm724 omg

[tlm724] what say you Dogznova

[Dogznova] instead of the word blanket use basket 

[tlm724] yep !!

[Dogznova] and gold will probably be in there as well and  their currency will be as stable as the Kuwait dinar

[tlm724] yes I think so too, hot dayum !!

~~~

Prospects for openness

7/12/2013 0:00

Baghdad Al-Sabah said an economist that the industry is facing the problem of wide openness of markets and dramatically and for different types of goods that are not subject to censorship and do not have the quality and the quality is not subject to customs duties remember.

[tlm724] by issuing the necessary legislation as well as change the course of the policy of opening up to global markets,

[tlm724] that’s it in a nutshell, implement the tariffs and protection laws and the world opens up to them 

[sisterbreen] ok do it timmy 

[tlm724] sisterbreen remember the mister of planning said last week he was getting ready to impose tariffs on many items by the end of Dec.

~~~

Hafiz called for the restructuring reforms capable of growing and the stability of the national economy

7/12/2013 0:00

pointing to the importance of resolving problems of fiscal and monetary policy and the provision of climate to flourish banks to ensure national development and support services, and the overall economic regeneration and development of public administration

[tlm724] said Hafiz to the importance of creating an attractive investment environment Investors internally and externally through the amendment of spammers and legislation necessary to do so

[tlm724] so the amended banking laws and the economic reform law will make it all the more attractive to local and foreign investors, make it a secure and safe environment for investment with the protection of laws that apply globally and are of international standards accepted worldwide

~~~

Manpower

7/12/2013 0:00   Baghdad morning  reported an economist for the existence of obstacles to inter orientation of the private sector, including the lack of investment in manpower

[tlm724] stressing the need to support private sector investment and to benefit from the BIG money to achieve a major breakthrough in the country’s economy

[tlm724] BIG money = activating the laws on the side Economic including tariff law and consumer protection

[sisterbreen] yessssssssssssssss

[tlm724] the tariffs will bring in billions of dollars

~~~

Sweden confirms its desire to enter the labor market in Nasiriyah and calls for the twinning of the Nazarene

Posted 06/12/2013 06:12 PM

Babinaoz / Agencies announced that the Swedish ambassador in Iraq, said Friday his country’s keenness to enter the Swedish companies to “labor market” in the province of Dhi Qar,

[tlm724] we see all these embassies and consulates opening , like i said yesterday that is a sure sign Iraq is integrating back into the world of commerce and trade 

[tlm724] bilateral agreements abound !! *hallelujah*

~~~

Deputy: the issue of the export of oil from the region before Iraq became a political dilemma

07-12-2013 11:59 AM

[tlm724] we are so right up on the HCL, can almost touch it

TNT Members Life Lessons Part 2

3HB:  First of all I owe everyone here a huge THANK YOU!!!

As you can tell, last night, I needed to vent for me and not only did it help me, but it looks like there are others that needed it as well.

Four big positives came from my post!

1) I found away to get my car back and now can continue to work, etc…

2) upward success PM’d me and gave me everything I need to follow my dreams! Upward, you are a class act and thank you so much!

3) ShawnW thank you buddy. I have always appreciated everything you have shared with us and I’m going to look into that URL you shared!

Read More Link On Right

  4) and everyone else who shared their story! I pray we will all be blessed SOON and we can take our knowledge and our hearts to pay it forward.

I am no longer MAD and I’m not even sure why I used that word, as normally I’m always glass half full and positive. Life definitely throws curve balls at from time to time and usually makes us stronger!

F.Y.I., when I got home from work yesterday morning I read to my beautiful wife several of your posts and we cried together as we felt all of your kindness in our hearts! Thank You TNT!

Now release those 800#s! lol

Morgand:   WOW! I feel your pain, im in the same boat just a woman, Im so fed up I could cry. I also loss a car 2 weeks ago I have been paying on 5 years, no way to temp job, just for starters and Im going to have 2 put my Christmas tree up and it wont be in my new house but the apt that I live in,

my 2 boys are praying as well hate I even told them now we all are disappointed, was praying for this to hit no go, oh well what can we do the story remains the same the rich get richer and the nodisbeliefpoor stay poor. no All we can do is hold our heads up and pray.

P.S. I cant wait to get the money to bless others in Jesus name. I love u all and am praying 4 everyone, the devil is a lie and as my mother would say, no weapon formed against me shall prosper.

I have faith in this venture, by the way it came to me and I will continue to have faith until we get our turn. THANK U JESUS IN ADVANCE.

MvnnW84:   I kind of feel the same way! I have not been in this as long as you have but  hearing every day “today is the day” makes you kind start second guessing your decision.

My husband I REALLY need this money as we were let go from our jobs as the company wasn’t making money the way they SHOULD HAVE BEEN. and this just happened…..RIGHT before x-mas I am a very giving person and have a very large family!

Even If  I got everyone in my fam a gift It wouldn’t be something over the top but it’s the thought that counts. But now that we are not working and have bills that wont get paid now would be a LOVELY time for this RV to happen!

FreshIQD:  3HB, I know where you are coming from and I feel your pain!

I commend you for speaking what’s on your heart, and having the wisdom to place the blame squarely where it belongs.

Just know that you are not alone in this plight. Many of use are having to have a serious chat with the person we see in the mirror now a days!

Well, you obviously have the strength, and you know what you have to do so get to it! We will be there beside you pulling our weight as well

Docjohn99:  Nice to see posts in this FORUM from somebody with real EMOTIONAL INTELLIGENCE.  I wish you and your family well.  You are going to PULL THRU all of this REALLY soon.  I know, you know and all the Dinarians know.  WE ALL are ROOTING for U and the RV too!  Cheers, John.

 PS: and to all of the Dinarians lending support to 3HB – it is truly sweet to see Humans who know how to BEHAVE.  You reinforce my belief that we are all born as GOOD SOULS and only the environment can take us to the DARK SIDE.  And ONLY if YOU let it take OVER your life.

Kgebauer:  To 3hb, and ShawnW, thank you both for taking the time to share your perspective.  I hope it can help others.

Highdollarfolks:  Wow, the old saying Misery loves Company is not exactly correct in this situation but just when I think our lives cannot get any worse, they do. However, about that same time I read on here the stories of others and realize another good “saying”, There but for the Grace of God go I.

Like all of you I pray this ends soon and that folks , the PTB , learn to keep their word and not put so much smoke and falsehoods out there to us. Shame on them. Please bring this forward. Let it go, so that so many of us can help others, heal our lives and that of the less fortunate.

Wonderful testiment to human kindness is shown in these posts and solutions and compassion.

Great group of folks. Hope the PTB read this and let the RV go.

“If it’s to be , It’s up to me”  by William H. Johnsen

Littledog:  Thank you for your honesty, your courage and your willingness to share and inspire us others.

This is a very addictive process and it is so easy to let the momentum of the expectation and the search for “intel” rob momentum from whatever work and service one is engaged in.

I got involved in this 3 years also. Fortunately, I didn’t really start following things on a daily basis until I found Tony’s site this past summer… and fortunately this site is a community that feels extremely “on-course” for me,  to be involved with and has provided much learning and companionship.

AND… fortunately… I am at a point in my life/work/business where I can afford to coast somewhat while I re-orient and prepare for new directions.

But I have been on the razor edge of living in hopium and dropping the ball on immediate needs and concerns and I have wondered how many of us who are in “dire straights” are so due to just the process you have so courageously described.

So… I am setting an intention/prayer that all of us use the hours of this day to connect to exactly what we need to be doing today for ourselves and our loved ones… and on from there… regardless of which hour/day  we receive those 800 #s.

 
Quotes Below added by Dinar Recaps:

We learn in minutes through adversity what books take years to teach us === If we see and accept pain as a teacher we go with it and suffer so much less!

It is of great benefit to have something in life which stretches us from time to time — Makes us reach higher than we thought we could, think deeper than we believed ourselves capable, and stand taller than we imagined possible — Those times of stretching sometimes move us out of our comfort zones but may cause us to reach for the best that is within us and grow.  Anonymous

There is nothing the body suffers which the soul may not profit by. – George Meredith

Even in the deepest sinking there is the hidden purpose of an ultimate rising. Thus it is for all men, from none is the source of light withheld unless he himself withdraws from it. Therefore the most important thing is not to despair. – Hasidic saying

The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.- Martin Luther King,Jr.

Great occasions do not make heroes or cowards; they simply unveil them to the eyes of men. Silently and imperceptibly, as we wake or sleep, we grow strong or weak; and at last some crisis shows what we have become. – Brooke Foss Westcott

Prosperity tries the fortunate; adversity the great. – Pliny the Younger

Overcoming Adversity  By Brian Tracy

Picture

Overcoming Adversity

It is of great benefit to have something in life which stretches us from time to time — Makes us reach higher than we thought we could, think deeper than we believed ourselves capable, and stand taller than we imagined possible — Those times of stretching sometimes move us out of our comfort zones but may cause us to reach for the best that is within us and grow.  Anonymous

To read more and make comments please visit our WISE WORDS PAGE


TNT CHAT UPDATE, 7 DEC

TNT:
[pilotjim] good morning everyone, it makes sense that the people with the SKR’s and rates that are less than the contract rate perform their exchange before us. It is my understanding that if they release the contract rate than those with SKR’s or those with a lower rate to exchange with with then automatically receive the contract rate. It’s not that there are a lot of these people it’s